Kapiolani Design – Roofing for the future.

May 29, 2020

Questions to Ask your Roofing Insurance Adjuster

Before making a roof insurance claim, you should consult with a knowledgeable…

February 19, 2020

How Can Your Roof Money On Your Energy Bills?

The energy crisis, whose first signs appeared in the 1970s, has had…

December 15, 2019

What Are Common Methods Of Preventing Roof Leaks?

For many home owners, the roof is a concern during every season,…

Questions to Ask your Roofing Insurance Adjuster

May 29, 2020May 21, 2020

Before making a roof insurance claim, you should consult with a knowledgeable Thornton roof repair specialist, and have them inspect the damaged roof and estimate costs of repair or replacement. Ideally, you should be able to prove the condition of your roof before the event that caused the damage, so it is good to gather up together roof inspection reports, pictures and anything else that could prove to be helpful.

Thornton roof repair

Making an insurance claim is never easy and some people consider it art, not science. That’s mostly because you must know how to navigate through this complex process and get the most coverage from your insurance company. The truth is if you rely exclusively on your insurance company to calculate your roof damage and the amount of coverage you’re owed, it is unlikely to end up with a fair settlement. The adjuster sent by the company works for the company, not for you, and no matter how friendly he/ she is, the evaluation will not be as you expect it to be.

Compromises are inherent, but if you feel too frustrated, you should hire a public adjuster, who will be on your side, like your own advocate and use their professional resources to get you the highest possible payout.

Questions to ask your roofing insurance adjuster before hiring them

Do you have a license that allows you to practice in this state?

Regardless the specialist you need to hire, you must always ask about their license. Some public adjusters become qualified individually, while others prefer to work under the license of another firm.

Do you have local affiliations?

Having local affiliations with reputable companies is a good indicator of the level of reliability.

Can you tell me more about your credentials and skills?

Do not be ashamed to insist on knowing for how long the adjuster has been in the business and practicing in your state. It is also good to know about other claims your adjuster has signed up in your area and make sure he/ she does not take on more claims that they can handle, because such a person is unlikely to offer you the attention you need.

Are you the person who is going to handle my claim?

Make sure you are talking with the individual who will actually represent you, not with a sales representative who will pass your claim to someone else you do not know.

Can you give me some references?

A reliable insurance adjuster will be happy to provide you names of past clients that you can contact. Make sure these are not only recent contacts, but also references from the past 2-3 years, because they are an indicator of your adjuster’s local experience and reputation.

How will I pay you?

Public adjusters work usually on contingency fees, which are negotiable in all states. You will have to agree upfront on the fees you are going to pay. You should also know that you have the option to ask your adjuster to handle only a part of your claim. There is also the possibility to terminate a contract before finalizing the settlement, and in this case you have to know how much you will owe your adjuster.

How Can Your Roof Money On Your Energy Bills?

February 19, 2020February 12, 2020

Lawrenceville roofing

The energy crisis, whose first signs appeared in the 1970s, has had important consequences on the laws of many countries. If initially the policies aimed only at reducing heat losses, at present times we talk about the use of all renewable energy sources in the environment, to make a building reaching a greater autonomy. This is what the “passive house” concept is all about.

At the level of the roof, the requirements are aimed at improving the thermal insulation and transforming the roof into a complex system, which also includes equipment for harnessing solar energy (for hot water and electricity – photovoltaic panels). More and more manufacturers of roof systems also include photovoltaic panels in their offers, some in the flexible version, while others designed as photovoltaic shingles, able to replace the traditional cover materials. The best thing to do is discuss roofing options with Lawrenceville roofing pros. They will be able to give you expert advice to make sure whatever roof you choose matches the needs of your home and budget.

The roof of a passive house can help you save money

The architecture of the roof of a passive house does not differ much from a classical roof, but they typically have a more compact form (compact form translates into better energy efficiency) and are south-oriented, in order to benefit as much as possible from the heat from the sun. Attic windows as well as roof slopes are very important details to take into account.

Due to its special construction, the passive house is very little sensitive to changes in the meteorological parameters, from the point of view of thermal comfort, which is respected even at the roof level. In principle, all opaque elements must be insulated so that the overall coefficient of heat transfer does not exceed 0.15 W/ mpK. Also, the roof of a passive house must be sealed against uncontrolled air transfer with the outside environment.

The green roof

One of the solutions you have if you want to improve the energy-efficiency of your house and save money on the energy bills is to install a green roof. The green roof is a modern, environmentally friendly roofing system, covered with soil that allows vegetation to grow on its surface. These habitats with urban vegetation contribute to the thermal insulation of buildings, lowering the costs for heating in the cold season, and for cooling in the summer.

The green roofs also reduce the amount of urban heat, mitigating the greenhouse effect and leading to an increase of the lifespan of the roof and of the value of the building in general.

Green roofs have a higher efficiency in single-level buildings, especially if rain water management is also used efficiently. The aesthetic or functional factors can be influenced by the budget limitation but also by the structure of the building.

The green roofs are classified in extensive and intensive, depending on the thickness of the planting environment and the effort required for maintenance, the variety of plants used and the cost of realization.

Photovoltaic systems

As you use the energy produced by a photovoltaic system, the energy bills will decrease. How much you save with solar energy depends on the size of the PV system, and the power consumption. In addition, not only do you save on your electricity bill, but if you generate more electricity than you use, the surplus will be exported back to the grid and you will be compensated for this production (given that your photovoltaic system is connected to the electrical network).

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